If you’ve ever found yourself battling denied claims, unclear narratives, or missing attachments, welcome to the club!
Here at Clear Way Dental Claims, LLC, we’ve seen it all, and we’re here to help. Claim rejections don’t just delay payments, they disrupt cash flow and frustrate your team. But don’t worry, we’ve cracked the code to faster claim approvals and fewer headaches!
We're giving you a quick, visually engaging, and practical way to master narratives and attachments. Bookmark this page for continued reference!
Dental billing isn’t just about coding and submitting claims, it’s about telling a clear and compelling story to insurance companies. Unlike medical billing, where standardized codes often suffice, dental claims require specific documentation, attachments, and narratives to justify treatment necessity.
Each Current Dental Terminology (CDT) code, governed by the American Dental Association (ADA), has specific documentation guidelines.
Let’s break it down procedure by procedure with visuals to make this easier!
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Attachments: Pre-treatment intraoral images and clinical notes
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Narrative: "Full mouth debridement performed due to excessive plaque and calculus buildup, necessary to allow for a comprehensive periodontal evaluation."
"Remember you CANNOT bill a COE (D0150) or POE (D0120) with this procedure code. Only a POE D0140 is permissible.
This procedure code is allowed when diagnosing caries and other exam focused diagnostics isn't possible!"
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Narrative:
Patient presents with bruxism, occlusal wear, and associated head, neck, and jaw discomfort. A hard occlusal guard was prescribed to protect dentition and alleviate symptoms. Favorable prognosis.
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Attachments: Periodontal Charting
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Narrative: "Periodontal maintenance performed following previous SRP on [mm/dd/yyyy]. Patient requires continued periodontal therapy to prevent progression of disease."
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Attachments: Itemized list of PPE used
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Narrative: "Personal protective equipment (PPE) used to maintain infection control during treatment in accordance with CDC guidelines."
📌 Attachments:
Full Mouth Series (FMS) X-rays & Periodontal Charting
✍ Narrative:
"Scaling and root planing is necessary to remove subgingival microbiota, both alive and dead, to prevent further bone loss. Patient presents with bleeding on probing (BOP), inflammation, unattached gingiva, puffing interdental papilla, and 5mm+ pockets in each quadrant."
📌 Attachments:
Intraoral photos
✍ Narrative:
"Osseous surgery was necessary to detoxify the root surface and prevent further bone loss. Bone graft was placed to promote new attachment and bone regeneration."
📌 Attachments:
Periodontal Charting and X-rays
✍ Narrative:
"Gingivectomy performed on [quadrant/teeth] to remove diseased tissue and reduce pocket depth, improving oral hygiene access."
📌 Attachments:
PA X-ray and BW X-ray
✍ Narrative:
"Crown lengthening needed on [Tooth #] due to improper biological width. Without the procedure, the crown margin would have been placed too close to the bone."
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Attachments: Pre-op & Post-op X-ray
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Narrative:
"A stainless steel crown was placed on [Tooth #] due to extensive decay, fracture, or developmental defect. This restoration was necessary to maintain proper function, prevent premature tooth loss, and ensure long-term durability until natural exfoliation."
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Attachments: Pre-op & Post-op X-ray
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Narrative:
"Porcelain veneer placed on [Tooth #] due to enamel erosion, discoloration, or structural damage. The minimally invasive restoration improves aesthetics while preserving natural tooth structure. Veneer placement was necessary to restore function and enhance smile appearance."
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Attachments: Pre-op and post-op X-ray
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Narrative: "Crown placed on [Tooth #] due to recurrent decay and failing restoration. The tooth required full coverage for structural integrity."
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Attachments: Pre-op X-rays and clinical notes
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Narrative: "Core buildup performed on [Tooth #] to support crown placement due to extensive loss of tooth structure."
PS: For CROWNS:
"Don't forget to all of placement is Initial or Replacement and if replacement add the replacement date (or ask the patient to estimate as closely as possible. Some insurance companies are anal and want prep and seat dates, we add them just to be safe!"
📌 Attachments: Pre-op X-rays and clinical photos
✍ Narrative: "Inlay/Onlay placed on [Tooth #] due to fracture or decay that compromises cusp strength, preserving remaining tooth structure."
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Attachments: Pre-op X-rays
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Narrative: "Extraction of non-restorable tooth due to extensive decay or fracture."
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Attachments: Panoramic X-rays
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Narrative: "Extraction of impacted wisdom teeth to prevent infection, pain, and misalignment of adjacent teeth."
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Attachments: Post-op X-rays
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Narrative: "Bone graft placed in extraction socket to preserve ridge structure for future restoration."
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Attachments: Intraoral photos
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Narrative: "Frenectomy performed to increase tongue mobility and improve oral function."
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Attachments: Pre-op X-rays and clinical notes
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Narrative: "Root canal performed on [Tooth #] due to gross decay, irreversible pulpitis, and periapical pathology."
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Attachments: Post-op X-rays and clinical notes
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Narrative: "Post and core placed in [Tooth #] to provide stability and retention for the final crown following root canal therapy."
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Attachments: Pre-op & Post-op X-ray
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Narrative:
"Crown placed on implant at [Tooth #] to restore function, occlusal stability, and aesthetics. The custom restoration provides full coverage and long-term durability."
📌 Attachments: Full Mouth Series X-ray(s) & Panoramic X-ray
✍ Narrative:
"Implant placed at site [Tooth #], which was extracted on [mm/dd/yyyy]. Procedure necessary to maintain occlusal function, prevent bone resorption, and restore proper mastication. Implant placement was medically necessary to ensure long-term stability and function."
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Attachments: PA X-ray & BW X-ray
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Narrative:
"Custom abutment placed on [Tooth #] to support final implant restoration. Abutment selection was based on optimal fit for occlusal function, tissue health, and prosthetic stability."
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Attachments: Pre-op & Post-op X-ray
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Narrative:
"Implant-supported bridge placed between [Tooth #] and [Tooth #] to replace missing dentition. Bridge maintains arch integrity, prevents shifting, and restores functional occlusion."
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Attachments: Full Mouth X-ray(s) & Panoramic X-ray
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Narrative:
"Implant-supported denture fabricated for [Maxillary/Mandibular] arch to improve retention, stability, and patient function. The prosthesis enhances patient comfort and prevents further bone resorption."
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Attachments: X-rays showing missing teeth and abutment health
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Narrative: "Fixed bridge placed on [Tooth #s] to replace missing teeth, restoring function and preventing shifting of adjacent teeth."
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Attachments: Pre-op X-rays and clinical notes
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Narrative: "Complete denture fabricated for [Maxillary/Mandibular] arch to restore full function following loss of teeth."
"Add teeth Extraction dates if possible or state of teeth were cogitatively removed before visit."
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Attachments: Pre-op X-rays and clinical notes
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Narrative: "Alveoloplasty performed in [specific quadrant/area] to contour and smooth alveolar ridges, facilitating proper healing and future prosthetic placement."
📌 Attachments: Pre-op X-rays and clinical notes
✍ Narrative: "Complete denture fabricated for [Maxillary/Mandibular] arch to restore full function following loss of teeth."
"Add teeth Extraction dates if possible or state of teeth were cogitatively removed before visit."
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Attachments: Full Mouth Series X-ray(s) & Panoramic X-ray
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Narrative:
"Interim partial denture placed for [Tooth #s] to restore function and aesthetics while awaiting definitive treatment. The patient plans to receive [permanent partial denture/implant-supported prosthesis] in the future. This temporary restoration maintains occlusal stability and prevents adjacent teeth from shifting."
1️⃣ Always Bill the State Plan as Secondary:
State-covered Medicaid plans
must always be billed as the secondary payer, even if the primary insurance denies the claim.
2️⃣ State Plans Will Not Cover Amounts Beyond Their Allowed Fees:
Medicaid will
only pay up to their allowed amount—they
do not cover the remaining balance beyond their fee schedule.
3️⃣ Check State Eligibility First:
Before submitting a claim, verify
Medicaid eligibility on your state’s website.
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For Michigan providers: Use
CHAMPS:
CHAMPS Michigan Login.
This step helps prevent denials, delays, and unnecessary backtracking.
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Primary Insurance:
" Other Insurance (State Note): Secondary insurance is state/government dental.
"OR"
for a more detailed Narrative per insurance plan request:
Patient has dual dental coverage. Primary claim submitted to [Primary Insurance Name]. Secondary insurance is a state-funded plan, which will process benefits based on their allowed fee schedule. State Medicaid does not cover remaining balances beyond their allowable amount. Eligibility verified via [State Medicaid System Name]."
At Clear Way Dental Claims, LLC, we understand that the smallest tweaks in narratives and documentation can mean the difference between instant approval and frustrating denials. A well-documented claim is a successful claim—insurance companies want clear, medically necessary justifications for every procedure.
By attaching the right evidence and writing concise, to-the-point narratives, you can increase claim approvals and improve revenue cycle efficiency. Many of our clients have seen significant reductions in denials simply by implementing these best practices.
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Always provide clear, concise narratives with the required attachments.
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Stay updated on ADA CDT codes and insurance-specific requirements.
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Avoid denials by submitting complete documentation the first time.
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Streamline the claim process by following proven best practices.
📌 Stay tuned for Part 2, where we’ll dive deeper into insurance-specific requirements and provide custom templates you can start using immediately!
💡 Need expert guidance? Let’s talk! Clear Way Dental Claims, LLC is your trusted partner in seamless, stress-free dental billing. 🚀
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📌 What’s Included?
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✅ Front Desk Patient Check-In & Chart Review Checklist – The front desk is the heartbeat of every dental office. Use this checklist to verify appointments, update insurance, and enhance the patient experience from the moment they walk in.
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